SCE +12.9% | PPA deadline: Jul 4, 2026. Lock your rate now ↓
Free for Southern California homeowners

Temecula Solar Savings Calculator

SCE Raised Rates 83% in 10 Years.
Yours Is Next.

See exactly how much you can save by switching to solar with $0 down. Takes 60 seconds. No obligation.

83%
SCE rate increase in 10 years
34.5¢
per kWh - current SCE average rate
$0
down with a solar PPA
25yr
warranty & production guarantee

What does SCE charge you every month?

Every dollar on that slider is money sent to a monopoly. Let's see what you can take back.

$/mo
$100$400$800+
22¢
locked PPA rate per kWh
vs. SCE's 35¢ - and climbing
$200+
monthly bill = solar pays off
payback under 8 yrs in Temecula
12.9%
SCE rate increase - 2026
CPUC approved · more through 2028
Local
Temecula · Murrieta · Menifee
Adrian lives here - not a call center
SCE charges 2× the national average
25-year production guarantee

Your SCE Bill Isn't Going Down. Ever.

SCE raised rates 13 times since 2020. You didn't get a vote. You never do - it's a government-granted monopoly. But now there's a way out.

83%
Rate increase over the last 10 years
13×
Rate hikes since 2020 - you didn't vote on any of them
35¢
SCE rate per kWh vs. 17¢ national average
What SCE charges vs. the rest of the country

With a solar PPA, your rate escalates at 3.5% - not 7%+

That gap compounds every year. Over 25 years, a homeowner paying $300/mo to SCE today would pay over $225,000 to Edison vs. ~$89,000 with solar. Same electricity. Half the cost.

The Compound Math SCE Doesn't Want You to See

SCE has raised rates 13 times since 2020. Here's where that math ends up for you.

Drag the slider to your current monthly SCE bill

$300/mo
$100$400$800
PeriodTotal Paid to SCETotal Under PPAYou Keep
1 year$3,600$2,296$1,304
3 years$11,574$7,131$4,443
5 years$20,703$12,310$8,392
10 years$49,739$26,931$22,808
5-Year Difference
$8,392
you keep instead of sending to SCE
10-Year Difference
$22,808
compounding gap - every year it grows

Projected scenario based on 7% SCE historical average and 3.5% contractual PPA escalator. Illustrative only.

2,100+
Temecula homes have gone solar since 2020 (market-wide)
Local
Based in Temecula - Adrian answers personally

How It Works

From first click to saving money - in 3 simple steps.

1

See Your Savings

Enter your monthly SCE bill and get an instant estimate of what you'd save with solar.

2

Get Your Custom Proposal

We analyze your roof via satellite and design a system sized for your home.

3

Start Saving From Month One

$0 down. Lower bill from the month your system goes live. We handle permits, installation, and maintenance.

Why Paying SCE Is the Most Expensive Habit You Have

Every dollar you send SCE is gone forever. A solar PPA replaces your SCE bill with a lower, predictable rate - $0 down, nothing to own, nothing to maintain.

$0 Down, Savings From Day One

No huge upfront investment. No loan interest. Just a lower electricity rate starting month one.

You Still Get the Tax Credit Benefit

Your qualified installer claims the commercial ITC (Section 48E) and passes the savings to you as a lower PPA rate.

Battery Storage Included

Under California's NEM 3.0 rules, daytime solar exported to the grid earns almost nothing. A battery stores that power so you use it yourself during expensive evening peak hours - when SCE charges the most.

Production Guarantee - in Cash

If the system underproduces, your qualified installer cuts you a check for the difference. Not a repair ticket. Not a callback. A check.

Zero Maintenance, Zero Hassle

Your qualified installer owns the system. They handle repairs, monitoring, and maintenance for the life of the agreement.

Local - Not a 1-800 Call Center

Adrian is your neighbor - based right here in Temecula. No call center, no remote sales desk. When SunPower, Sunnova, and Mosaic went bankrupt, qualified installers kept right on installing.

Why Your SCE Bill Keeps Rising - And Why It Won't Stop

If your SCE bill feels like it goes up every few months, that's because it does. SCE has raised rates at approximately 7% per year on average since 2013 - not by accident, but through a regulatory process that is working exactly as designed. You are not imagining it, and there is a documented reason for every increase.

The Monopoly Mechanism

SCE holds a government-granted exclusive territory. You cannot shop for a different utility. You cannot negotiate your rate. SCE has had 13 rate increases since 2020, and three more are already authorized for 2026, 2027, and 2028. The CPUC is legally required to allow a “reasonable return” on SCE's infrastructure investments. You are the source of that return.

The Wildfire Cost Pass-Through

In 2021, the CPUC fined SCE $550 million for its equipment's role in starting five wildfires (2017–2018) - 385,000 acres burned, 3,000 homes destroyed, 5 fatalities. A portion of those costs was recovered through rates, meaning ratepayers contributed to covering the consequences of SCE's own infrastructure failures. This is standard regulatory practice. It is also your bill.

The Shareholder Priority

Edison International, SCE's parent company, pays hundreds of millions in shareholder dividends each quarter. SCE's obligation to its investors is built into the regulatory compact - the CPUC guarantees a return, and your monthly payment is how that return gets funded. At 35¢/kWh - more than twice the 17¢ national average - Southern California ratepayers are doing the heavy lifting.

If you can't move and you don't have $30,000 to buy a solar system outright, a PPA is the only practical way to exit this structure. You lock in a rate that escalates at 3.5% per year - contractually - while SCE's rate continues on its own trajectory with CPUC approval.

You've been funding SCE's dividends long enough. See what you could keep instead.

Calculate My Escape →

Sources: CPUC public docket records · CALSSA rate analysis 2013–2024 · CPUC wildfire penalty decision (2021)

Production Guarantee in Writing|25-Year Agreement|Local Temecula Advisor

What Homeowners Are Saying

Customer reviews

“Our SCE bill was $380/month and climbing. The installer completed our system in about 8 weeks and our first bill after solar was $140. The whole process was straightforward - permits, HOA, everything handled. Wish we'd done it sooner.”

- Temecula Homeowner

“I was skeptical about the ‘no money down’ part but it's real. No upfront cost, they own the panels, I just pay a lower rate. My neighbor did it first and I saw his bills drop, so I signed up too. Production guarantee in writing sealed it for me.”

- Murrieta Homeowner

“After SunPower went bankrupt I was nervous about solar companies. My installer is still here, still installing, and my warranty is still valid. The battery makes a huge difference too - we barely pull from SCE even during peak hours now.”

- Verified Customer, Riverside County

Common Questions

What’s the catch? This sounds too good to be true.
Fair question. Here’s what you’re actually committing to: a 25-year Power Purchase Agreement with a 3.5% annual rate escalator. You don’t own the panels - your installer does. You can’t move the system to a new house (but it transfers to the buyer if you sell). And there’s a credit check. That said, your PPA escalator is contractually fixed at 3.5% while SCE’s rate has historically grown at 7%+ with no cap. By year 10, the gap between what you’d pay SCE vs. your PPA rate is substantial. By year 25, it’s dramatic. The ‘catch’ is a long-term commitment - but to a rate that’s lower than what you’re already paying.
Is this really no money down?
Yes. With a PPA (Power Purchase Agreement), your qualified installer owns the solar system and you buy the power it produces at a lower rate than SCE. Zero down payment, zero installation cost, zero maintenance cost. You just pay a lower electricity bill.
What if I sell my house?
The PPA transfers to the new buyer - no credit check required on their end, no approval process you have to manage. The buyer inherits a lower electricity rate from day one, which is a genuine selling point in SCE territory where rates keep climbing. It's not a lien on your property, doesn't affect your title, and doesn't complicate the sale. Your agent discloses it like any other home feature - same as a home warranty.
What about the solar tax credit?
The personal residential tax credit (Section 25D) only applies if you own your solar system outright. As a PPA customer, you never owned the system - so you were never eligible for it regardless. Instead, your qualified installer (the system owner) claims the commercial Section 48E investment tax credit and incorporates those savings into your lower PPA rate. You get the economic benefit without filing anything or owing the taxes to claim it.
Why do I need a battery?
Under California's NEM 3.0 rules, the compensation for solar exported to the grid during the day is much lower than it used to be. A battery stores your daytime solar production so you use it yourself during expensive evening peak hours instead of buying that power from SCE. This significantly increases your actual monthly savings vs. solar alone.
Are the savings guaranteed?
Your qualified installer offers a production guarantee. If the system generates less than the annual kWh amount stated in your contract, they credit you the difference. It's backed in writing - not just a promise. Terms and exclusions apply; review your contract for full details.
I had a bad experience with another solar company.
You're not alone - SunPower, Sunnova, and Mosaic all went bankrupt. That's exactly why installer stability matters. I only refer homeowners to qualified installers that are operational, actively installing, and honoring their warranties.
25 years is a long commitment.
Your current commitment to SCE has no end date and no rate cap. A 25-year PPA gives you a locked-in escalator of 3.5% vs. SCE's historical 7%+ annual increases. You're already committed to paying for electricity - this just makes it cheaper.
Why is there a deadline?
The federal commercial tax credit (Section 48E) that makes today's PPA rates possible requires construction to begin by July 4, 2026. After that deadline, PPA rates will likely increase because the installer loses the tax credit benefit. This is a real federal deadline, not a sales tactic.
My HOA might not allow solar.
California Civil Code Section 714 prohibits HOAs from banning solar installations on single-family homes. Your HOA can regulate placement and aesthetics (no panels visible from the street, for example), but they cannot deny your right to install solar. If your HOA tries to block it, show them the statute - it's been state law since 1978.
My roof is older - does that matter?
Yes, and it's worth knowing upfront. Before installation, your installer does a satellite and in-person roof assessment. If the roof has fewer than 5 years of life left, they'll typically recommend a reroof first. Some homeowners combine a new roof and solar into a single project to simplify permitting. I'll walk you through whatever the installer finds - no surprises after you sign.
Do I need good credit?
A PPA typically requires a soft credit check - generally a 650+ FICO score. If you're close to that threshold, it's worth running the numbers before assuming you don't qualify. There's no hard pull until you move to a signed agreement, so checking costs you nothing. If credit is a barrier, we can also explore whether purchasing makes more sense for your situation.
What about NEM 3.0 - doesn't that make solar less valuable?
NEM 3.0 only affects homeowners who own their system and sell excess power back to the grid at low export rates. With a PPA, you don't own the system - your installer does, and they handle all interconnection. Your bill comparison is simply your PPA rate vs. SCE's retail rate. NEM 3.0 is actually why every PPA today includes battery storage: your excess solar charges the battery during the day, then you draw from it during expensive evening peak hours instead of exporting at low rates. The PPA structure sidesteps NEM 3.0 entirely.
I heard California might reverse NEM 3.0. Should I wait and see?
The court challenge questions whether CPUC undervalued solar exports - it's not pausing any installations and legal experts consider a full reversal unlikely in the near term. Meanwhile, the federal Section 48E commercial tax credit that keeps PPA rates low has a hard construction deadline of July 4, 2026. Waiting on a long-shot court case while the PPA rate window closes is a costly trade. If NEM 3.0 does change, your locked PPA rate can only go down - it can't get worse.
What does the process actually look like after I submit my info?
Adrian reviews your estimate and reaches out personally - usually within a few hours - to walk you through the numbers for your specific home and roof. If it makes sense, your qualified installer handles everything: satellite roof assessment, permits, HOA paperwork (if applicable), utility interconnection, installation, and ongoing maintenance. Most Temecula and Murrieta installations go from signed agreement to first day of solar production in 60–120 days. You don't manage any part of the process.

How We Calculate Your Savings

Our Assumptions

  • Current SCE residential rate: ~34.5¢/kWh (SCE Rate Advisory)
  • SCE historical annual increase: ~7% (CPUC filings)
  • PPA rate: contracted rate with 3.5% annual escalator (exact rate disclosed at proposal)
  • System sized to offset ~100% of usage
  • South/west-facing roof with minimal shade

Important Notes

  • 25-year projections are scenarios, not guarantees
  • Future utility rates could be higher or lower than projected
  • PPA escalator (3.5%) is contractual; SCE projection (7%) is based on historical trends
  • Your actual system size, production, and savings depend on a site assessment
  • SCE minimum connection charges (~$10-15/mo) still apply

Sources: SCE Rate Advisory | CPUC 2025 GRC | SEIA Market Insight 2025 | EWG Solar Industry Analysis

Every Month You Wait Is Another $300+ to SCE

CPUC has approved rate hikes for 2026, 2027, and 2028. The federal PPA deadline is July 4, 2026. Every month you wait, you're volunteering to pay those increases too.

Stop Sending Money to SCE - Check My Savings

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