Helping Riverside County homeowners navigate SCE rates and solar options since 2020
Why Pigeons Love Solar Panels
Solar panels installed on a residential roof create conditions that are nearly perfect for pigeon nesting: warmth, shelter from wind and rain, elevation that reduces ground predator access, and a stable platform. The underside of a panel array can be 15 to 25 degrees Fahrenheit warmer than the surrounding air temperature, even at night.
For a pigeon pair looking to nest, the cavity between a solar panel and the roof surface is better than any eave, ledge, or utility box. The panels themselves act as a roof. The mounting hardware creates natural perch points. And once a pair establishes a nest, they return season after season, often expanding the colony to 8 to 20 birds within 18 months.
Why Panels Are Ideal Pigeon Habitat
- Panels retain heat 15-25 degrees above ambient, attractive year-round in CA
- Roof pitch + panel edge = natural windbreak
- Mounting rails create perches at every corner
- 3-5 inch gap between panel and roof is exactly pigeon nesting size
- Elevation reduces access from cats, hawks, and other ground predators
- Existing nesting materials (twigs, feathers) are not cleared by wind
The nesting behavior is not random. Pigeons are highly territorial and return to established sites. Once they colonize your solar array, they will not relocate on their own. Every month you delay addressing the problem, the nesting materials accumulate, the droppings deepen, and the risk of wiring damage increases.
Damage Birds Cause to Your Solar System
Pigeon damage to solar panels is not cosmetic. It is structural and electrical. There are four primary failure modes, each with different repair costs and warranty implications.
Nesting Debris Blocks Airflow
ModerateTwigs, feathers, and dried droppings packed under panels reduce the airflow that cools the cells. Overheating reduces output efficiency and can accelerate cell degradation by 3-5 years.
$0 in parts, $150-300 in labor
Droppings Corrode Wiring Connectors
HighPigeon droppings are highly acidic (uric acid pH 3-4.5). Extended contact with MC4 connectors and junction box seals degrades waterproofing and allows moisture intrusion, leading to arc faults and ground faults.
$200-600 to repair
Chewed DC Cables
CriticalPigeons and starlings will peck at cable sheathing. More critically, squirrels attracted by bird activity will chew through both the sheathing and the copper conductor inside, creating open circuits and potential fire risk.
$400-1,200 to repair
Droppings on Panel Surface
ModerateEven without structural damage, pigeon droppings on the panel glass surface block light and reduce output. A heavily soiled panel can lose 15-30% of rated output. Droppings also etch into glass if left for months.
$75-200 for professional cleaning
The total cost of ignoring a pigeon colony for two to three years is typically $1,500 to $3,500 in combined cleaning, connector replacement, and cable repair. That figure does not include the production losses from shaded and soiled panels during that period.
The practical comparison is straightforward: critter guard installed at the time of your solar install costs $300 to $500. Critter guard installed after a bird colony is established costs $500 to $800, because the technician must first remove the nesting material and inspect for wiring damage before installing the mesh. Preventing the problem is always cheaper than reacting to it.
Squirrel Damage: A Growing Issue in Suburban California
Bird damage gets most of the attention in solar maintenance discussions, but squirrel damage to solar wiring is a faster-growing problem in suburban California, particularly in neighborhoods with mature tree canopy within 40 to 60 feet of the roofline.
Squirrels are attracted to the shelter under panels for the same reasons as pigeons: warmth and protection. But squirrels bring a specific problem birds do not: they chew. The DC cables connecting solar panels are insulated with materials that squirrels will gnaw through, either as nesting behavior or as simple tooth maintenance.
What Squirrel Wiring Damage Looks Like
A squirrel-chewed DC cable creates one of three failure modes:
- Open circuit: One or more panels in a string go to zero output. Your monitoring system shows a dead string. The inverter may still report "operating" if other strings are working.
- Ground fault: Damaged insulation allows current to contact the roof or mounting hardware. Modern inverters have ground fault detection and will shut down the affected circuit, but the fault still requires a technician to locate and repair.
- Arc fault: The most serious scenario. A partial conductor break can create high-temperature arcing in the cable run. Modern inverters with arc fault circuit interrupters (AFCI) will trip and flag the fault, but older systems may not.
Repair costs for squirrel cable damage range from $400 for a simple cable section replacement on an accessible run to $1,200 or more for damage that requires lifting multiple panels and replacing a significant portion of the wiring harness.
The critter guard mesh that blocks pigeons also blocks squirrels. A properly installed stainless steel mesh skirt around the panel perimeter closes the gap that both species use to access the under-panel space. For homes with heavy tree coverage close to the roofline, installers sometimes recommend sealing the mesh to the panel frames with additional hardware to prevent determined squirrels from pushing the mesh aside.
Temecula note: The Temecula-Murrieta area has significant Western gray squirrel and California ground squirrel activity, particularly in neighborhoods adjacent to open space and HOA greenbelts. Solar systems on homes bordering these areas see higher rates of squirrel-related wiring calls compared to more developed urban cores.
Types of Critter Guard and Bird Deterrents for Solar Panels
Not all bird proofing products are equal. There are four main categories of deterrents used on residential solar installations in California. Each has a different cost profile, durability, and appropriateness for different infestation levels.
1. Stainless Steel Mesh Skirts (Recommended)
Best OptionA stainless steel wire mesh panel is attached to the frame edge of each row of solar panels, covering the gap between the panel edge and the roof surface. The mesh is secured with clips or screws specifically designed for the panel brand. This is the only method that physically prevents access and is the industry standard for permanent protection. Look for 304-grade or 316-grade stainless steel, which resists the corrosive environment on a sun-exposed roof.
Cost
$300-$800 installed
Durability
15-25 years
Pros
Permanent, low maintenance, does not affect panel output, works for both birds and squirrels
Cons
Higher upfront cost, requires professional installation to avoid voiding panel warranty
2. Spike Strips and Bird Deterrent Spikes
Partial SolutionPlastic or stainless spike strips placed along panel edges and mounting rails discourage birds from perching on the panel frames. They do not prevent birds from accessing the under-panel space through the sides. Spikes are appropriate as an additional deterrent in combination with mesh, or as a temporary measure while you arrange professional installation. They are not a substitute for a full critter guard mesh system.
Cost
$50-$150 DIY
Durability
3-5 years before plastic UV degradation
Pros
Low cost, easy to install, visible deterrent
Cons
Does not seal the gap under panels, birds adapt to spikes within weeks, spikes can damage if improperly placed
3. Bird Netting
Not RecommendedNetting stretched across the panel array and anchored to the roof can block access, but it introduces problems. If any gap in the netting exists, birds enter and cannot exit, dying under the panels and creating a worse problem. Netting also impedes the airflow that keeps panels within their operating temperature range. It is generally not recommended for residential installations in California and most solar installers will not warranty work on systems with netting installed.
Cost
$100-$300 installed
Durability
3-5 years
Pros
Can cover large panel areas, physically blocks access
Cons
Traps birds if gaps exist, reduces airflow, degrades in CA UV within 3-5 years, makes future maintenance harder
4. Ultrasonic and Visual Deterrents
AvoidUltrasonic devices and reflective tape are often marketed for solar panel protection. The evidence that either method provides sustained protection from established pigeon colonies is weak. Birds adapt to consistent stimuli within weeks. These products may reduce new scouting activity in early stages but will not dislodge an established colony.
Cost
$20-$80
Durability
Minimal long-term effect
Pros
No installation required on the roof
Cons
Birds adapt quickly (1-4 weeks), no effect on squirrels, no peer-reviewed efficacy data
Solar Panel Bird Proofing Cost in California ($300-$800)
The typical range for professional solar panel bird proofing with stainless steel mesh in California is $300 to $800 for a standard residential system. Here is how that range breaks down by the variables that matter most.
| Factor | Lower Cost | Higher Cost |
|---|---|---|
| System size | 6-8 kW (20-26 panels) | 10-15 kW (34-50 panels) |
| Roof pitch | Low slope (4/12 or less) | Steep (7/12 or more) |
| Panel rows | Single-story, 1-2 rows | Multi-story or 3+ rows |
| Existing nesting | No prior bird activity | Active colony, cleanup required |
| Mesh material | Galvanized steel mesh | 316 marine-grade stainless |
| Panel brand | Standard frames (easy clip) | Proprietary frames needing adapters |
The single biggest cost driver beyond system size is whether birds have already moved in. Removing an active pigeon colony requires the technician to clear nesting material by hand from under each panel row, bag and dispose of the material (which is a health hazard due to histoplasmosis risk), and inspect every cable run and connector before installing the mesh. This adds 1.5 to 2 hours of labor to the job, typically pushing the total to the $600 to $800 range even on a medium-sized system.
When to Get Multiple Quotes
Bird proofing is not a warranty-sensitive repair the way panel work is, meaning you do not have to use your original installer. Get two to three quotes from solar maintenance companies that specialize in critter guard. Compare mesh material (galvanized vs. stainless), clip method, and whether the quote includes a visual wiring inspection. Companies that skip the inspection are cutting corners that may cost you later.
Professional vs. DIY Solar Panel Critter Guard Installation
DIY critter guard kits for solar panels are available from several online retailers for $80 to $200, including mesh rolls, clips, and installation tools. Whether DIY is appropriate depends on four factors.
DIY is Reasonable If...
- +Single-story home with accessible roof pitch
- +No existing bird colony or nesting material
- +You are comfortable working at roof height with proper safety equipment
- +Your panel frames use standard mounting rails (Unirac, IronRidge)
- +You have had a recent professional inspection and know there is no wiring damage
- +Your manufacturer warranty does not prohibit owner-installed accessories
Call a Professional If...
- -Two-story home or steep roof (6/12 pitch or more)
- -Birds are already nesting (nesting material present)
- -You can see or hear squirrels entering the panel space
- -Your monitoring shows underperforming strings (possible existing damage)
- -Your installer warranty requires professional-only work
- -You have a tile roof (improper walking damages tiles and underlayment)
One important warranty note: some panel manufacturers specify that accessories installed on the panel frame must be installed by a certified technician. Improperly drilled or clamped mesh that cracks a panel frame corner can void the panel warranty on that unit. If your system is less than 10 years old and still under a manufacturer equipment warranty, verify the warranty terms before doing any DIY work on the frame or mounting hardware.
For tile roof homes, this is not a borderline call: always hire a professional. Concrete and clay tile roofs require specific walking boards and lifting techniques to avoid cracking tiles. A cracked tile under a solar array can lead to water intrusion that damages the roof deck and creates far more expensive repairs than a pigeon problem ever would.
How Bird Damage Can Void Your Solar Panel Warranty
Solar panel warranties typically cover two categories: product defects (materials and manufacturing) and performance guarantees (output degradation rates). Both are written to exclude external causes of damage, which includes pest activity.
What Warranties Typically Exclude
- Excluded
Bird droppings corroding connectors
Classified as external/environmental damage
- Excluded
Squirrel or rodent cable damage
Pest/animal damage is a standard exclusion
- May be excluded
Panel frame damage from improper bird guard installation
If installed by non-certified party
- Excluded
Reduced output from soiling by droppings
Classified as a maintenance issue
- Case by case
Moisture intrusion from corroded connector seals
Argue this is manufacturing defect if connector seal failed
The practical takeaway: bird damage is almost always out-of-pocket. The exception is if you can demonstrate that the damage was caused by a manufacturing defect in the connector, junction box, or cable that allowed pest damage to initiate a failure that would not have occurred with a properly sealed unit. This is a hard argument to make and requires documentation.
Your workmanship warranty from the installer is a separate document from the panel manufacturer warranty. Some installers offer extended workmanship coverage (5 to 10 years) that may include pest-related wiring repairs, particularly if the installer also provides annual maintenance plans. Check your installer contract for language around "animal damage" or "pest damage." If the installer's warranty explicitly covers it, that is meaningful protection.
For more detail on what California solar warranties actually cover and how to read the fine print, see our guide: Solar Warranties Explained: What California Homeowners Are Actually Covered For.
Does Homeowner's Insurance Cover Bird and Squirrel Damage to Solar Panels?
California homeowner's insurance policies vary significantly in how they handle solar panel damage. The answer to whether your policy covers bird and squirrel damage depends on three factors: how the policy classifies your solar panels, whether the damage is classified as sudden or gradual, and your specific exclusion language.
Panels as Dwelling
If your policy covers solar panels as part of the dwelling structure (attached to the roof), bird or rodent damage may be covered the same as any structural damage, subject to your deductible.
Possible coverageSudden vs. Gradual Damage
Most policies cover sudden, accidental damage but exclude gradual deterioration and pest infestations. Squirrel chewing a cable over weeks may be classified as gradual. A one-time event may be classified as sudden.
Unclear, policy-specificVermin Exclusion
Many policies include explicit vermin or pest exclusions. Pigeons may fall under 'bird' exclusions, and squirrels under 'rodent' exclusions. Review your exclusion schedule specifically.
Often excludedWhat to Ask Your Insurance Agent
Before assuming you are covered or uncovered, call your insurance agent and ask these specific questions:
- Are my solar panels covered under the dwelling or as scheduled personal property?
- Does my policy cover damage caused by birds or rodents to solar wiring?
- Is pest damage classified as gradual deterioration in my exclusion schedule?
- If I file a claim, will it affect my renewal premium?
- Would adding solar to a scheduled endorsement provide better coverage?
The general pattern across California homeowner's insurance is that sudden, mechanical damage to solar panels (falling tree branch, hail impact) is covered, while gradual pest infestation is not. If your squirrel chews a cable and you discover it three months later, an adjuster is likely to classify the damage as gradual deterioration and deny the claim.
Temecula Solar Pest Context: Pigeons, Ground Squirrels, and Desert Birds
Temecula and the surrounding Murrieta-Wildomar area sit at the intersection of the coastal sage scrub, Peninsular Ranges, and inland valley ecosystems. This geographic position creates a wildlife profile that differs from both coastal Southern California cities and the high desert.
Feral Pigeon Population
The Temecula Valley has a significant established feral pigeon population centered around the Old Town corridor and commercial districts on Jefferson Ave, but extending into suburban residential areas. The warm, dry climate allows year-round breeding (unlike cooler coastal areas where breeding peaks in spring and summer only). Pigeons in Temecula can produce up to 6 broods per year, meaning a pair that establishes under your panels in January will have 6 to 12 offspring by December.
California Ground Squirrel Activity
California ground squirrels (Otospermophilus beecheyi) are native to the region and common throughout Temecula, Murrieta, Menifee, and Lake Elsinore. They are most active from late February through October. Homes adjacent to open hillsides, HOA greenbelt areas, or undeveloped parcels have the highest exposure. These squirrels are roof climbers and have been documented under solar panels throughout Riverside County.
Western Gray Squirrel and Tree Squirrels
Neighborhoods with mature oak, sycamore, or eucalyptus trees within 50 feet of the roofline are high-risk for Western gray squirrel and Eastern fox squirrel (an introduced species expanding through Riverside County) activity. These tree-climbing species can jump onto roofs from tree branches. If you have large trees adjacent to your home, a critter guard with a secondary perimeter deterrent is worth considering.
Other Desert-Adjacent Bird Activity
Beyond pigeons, Temecula solar arrays also see nesting activity from European starlings, house sparrows, and occasionally mourning doves. Starlings are particularly aggressive nesters and will compete with pigeons for the same under-panel space. Starlings are smaller (can fit through tighter gaps) and will exploit any mesh installation where the clips leave a gap larger than 0.75 inches. Proper installation closes all gaps to 0.5 inches or less.
How to Check If Your Panels Already Have Bird or Pest Damage
If your system has been installed for 18 months or more without critter guard and you have not had a maintenance inspection, there is a meaningful chance birds have already moved in. Here is a systematic way to assess your exposure before scheduling a professional inspection.
Check Your Solar Monitoring App
Open your inverter's monitoring app (SolarEdge, Enphase, SMA, etc.) and look at the production data by individual panel or string. A panel or string producing significantly less than its neighbors over the past 30 days is the first signal. Compare against a period when output was consistent. One underperforming panel could be soiling (droppings on the glass surface). An entire underperforming string points to a wiring or connector issue.
Visual Ground-Level Check (Safe)
From your backyard or side yard, look at the roof edge where the panels are installed. You are looking for: feathers along the gutter or eave, nesting material sticking out from under the panel edges, droppings streaking down the roof below the panels, or birds entering and exiting the panel space. Binoculars help. Do this in the morning when pigeons are most active.
Listen in the Early Morning
Pigeon cooing and squirrel chattering sounds amplified by the panel cavity are audible from the attic or from standing directly under the panels on the ground floor of a two-story home. Early morning (6-8am) is when pigeon activity under panels is highest. If you can hear active bird sounds from inside the home near the roofline, there is likely an established colony.
Check Your Utility Bills
Compare your last 90 days of solar production against the same period in the prior year, adjusting for similar weather. A drop of more than 10% in production output that is not explained by seasonal differences or additional electrical load could indicate panel performance issues. Soiling and wiring damage both reduce output. Cross-reference with your monitoring app.
Schedule a Professional Inspection
If any of the above checks show a signal, schedule a professional maintenance inspection with your installer or a solar maintenance company. Ask for: a visual under-panel inspection, a connector inspection, an IV curve trace (tests each panel's electrical output), and an assessment of bird or pest activity. The inspection itself typically costs $75 to $150 and is often credited toward repair or critter guard installation.
One practical benchmark: if your monitoring system shows production within 3% of expected output and you see no visible signs of nesting from ground level, you are likely in good shape. If you see either signal, get an inspection before investing in critter guard, so you know what damage needs to be repaired before the mesh goes on.
For more on setting up and reading solar monitoring: see our guide on Solar Monitoring Systems in California: What to Watch and When to Act.
Solar Company vs. Pest Control: Who to Call First
When birds have established under your solar panels, homeowners often wonder who to call: the solar company or a pest control company. The answer depends on what stage the problem is at.
Call Your Solar Company When...
- Your monitoring shows underperforming panels (wiring inspection needed)
- You want critter guard installed and a wiring inspection in the same visit
- You need documentation for a warranty or insurance claim
- You can see damage to cables or connectors from ground level
- You want an IV curve trace to assess panel condition
Call a Pest Control Company When...
- You have an active colony (birds present, actively nesting)
- You are concerned about health risks from droppings (histoplasmosis)
- You need formal bird exclusion with permit compliance
- The problem extends beyond the panels (attic intrusion, etc.)
- You want a pest professional to assess the full scope before solar work begins
The most efficient path for most Temecula homeowners: call your solar company first. Most solar maintenance companies that do critter guard work are experienced with active colonies. They can clear the nesting material, inspect the wiring, and install the mesh in a single visit. If they find a health risk situation (very large colony with extensive droppings accumulation), they will refer you to a pest control partner before proceeding with the solar work.
One important note: pigeon removal in California is regulated. Pigeons are considered an unprotected species and can be removed without a permit, but trapping and relocation methods require specific handling. A licensed pest control company will know the county requirements. A solar company doing critter guard installation is focused on exclusion (preventing access) not removal, and typically does not handle active bird removal.
What Good Critter Guard Installation Looks Like
Not all critter guard installations are equal. A properly installed system will last the life of the solar array. A poorly installed system will need to be redone within two to three years and may cause the panel frame damage it was supposed to prevent. Here is what to look for.
Mesh material is 304 or 316 stainless steel
Galvanized steel mesh starts to rust within 3-5 years in the thermal cycling environment on a roof. Stainless is the minimum standard for a durable installation.
Mesh opening is 1/4 inch or smaller
Starlings and sparrows can enter gaps larger than 3/4 inch. Squirrel pups can enter gaps larger than 1/2 inch. 1/4 inch mesh stops all common pest species.
Clips attach to panel frame, not roof surface
Mesh clips that screw into the roof surface instead of the panel frame create new penetration points for water intrusion. Panel-frame clips are the correct attachment method.
All four sides of the array are sealed
Some installers only mesh the visible sides and leave the back row open against the roof vent or the valley. Birds will find any open access point within weeks.
Installation includes a wiring visual inspection
Good critter guard providers look at cable runs and connectors while the panels are accessible. This is when you catch existing damage before sealing it under the mesh.
No zip ties or plastic clips used as primary fasteners
Plastic degrades in UV and heat. A roof-mounted system exposed to Temecula summer temperatures (160F surface temps) will fail plastic fasteners within 18-24 months.
Other California Desert Birds That Nest Under Solar Panels
While pigeons are the primary concern for most Temecula homeowners, several other bird species present in the Inland Valley have been documented nesting under or around residential solar panels.
European Starling
Risk: HighAggressive nester that competes with pigeons. Can fit through smaller gaps than pigeons. Will enter junction box areas if any opening exists. Common throughout Temecula year-round.
House Sparrow
Risk: ModerateSmall enough to enter through gaps as small as 3/4 inch. More common near commercial areas and strip malls but increasingly suburban. Droppings volume lower than pigeons.
Mourning Dove
Risk: LowWill use the panel edge as a perch and occasionally nest in flat areas created by the panel frame. Less likely to build a full nest cavity but can create localized soiling.
American Crow
Risk: Low (indirect)Crows will raid pigeon nests under panels and scatter nesting materials across the roof. The debris itself can then clog gutters and create water retention issues.
Common Raven
Risk: LowLess common in dense suburban areas but present in the hills east of Temecula. Ravens are large enough that they typically cannot fit under panels but may perch on panel edges and cause localized soiling.
Red-Tailed Hawk
Risk: None (beneficial)Red-tailed hawks actively control the pigeon and squirrel populations that threaten solar panels. Their presence in your neighborhood reduces your critter guard risk. Do not disturb hawk perch sites.
The good news is that properly installed critter guard mesh protects against all of these species simultaneously. One installation addresses the entire spectrum of wildlife risk for your solar array.
How Solar Monitoring Catches Bird Damage Before It Gets Expensive
A solar monitoring system is your earliest warning tool for bird and pest damage. Understanding what to look for in your monitoring data can help you catch a connector or cable problem weeks before it becomes a $1,200 repair.
Monitoring Signals That Suggest Pest Activity
One panel producing 30%+ less than neighbors
Droppings on panel surface (soiling) or cell-level damage
Entire string at zero output
Open circuit from chewed or corroded cable
String output dropping 10-15% over 60 days
Progressive connector corrosion from droppings exposure
Ground fault alarm on inverter display
Damaged cable sheathing allowing current contact with mounting
Arc fault circuit interrupter (AFCI) trip
Partial conductor break, potentially squirrel-related
Production lower than predicted 3+ months in a row
Combination of soiling and underperforming strings
The connection between monitoring and bird proofing is direct: systems with string-level or panel-level monitoring (microinverters or DC optimizers) catch bird damage earlier than string inverter systems that only show aggregate production. If your current system shows only total production, you may not detect a single failing string until it has been underperforming for months.
For a comprehensive look at monitoring options and how to read the data: see Solar Monitoring Systems California: What They Show and What They Miss.
And if your panels have been accumulating bird droppings for a while, the cleaning process matters: see Solar Panel Cleaning Guide for Temecula 2026: When, How, and How Much.
Next Steps for Temecula Homeowners
Solar panel bird proofing is one of the highest return-on-investment maintenance decisions you can make for a residential solar system. The cost is modest ($300 to $800) relative to the damage it prevents ($1,500 to $3,500 over a 3-year unprotected period), and the installation is permanent.
Your Action Checklist
Check your solar monitoring app for underperforming panels or strings today
Do a ground-level visual check for feathers, droppings, or nesting activity along your roof edge
If you see warning signs, call your installer for a maintenance inspection ($75-150)
Get 2-3 quotes for stainless steel mesh critter guard from solar maintenance companies
Verify your homeowner's insurance policy language on solar panel pest damage
Read your solar panel warranty to understand what pest damage exclusions apply
Schedule critter guard installation before summer (May-August is peak pigeon breeding season in Temecula)
If you have questions about your specific system, the best starting point is a phone call with a solar maintenance company that serves Temecula and Murrieta. Describe what you are seeing in your monitoring data and whether you have had visual signs of bird activity. A good technician can usually give you a preliminary assessment over the phone before scheduling a site visit.
Questions About Your Temecula Solar System?
Get a free assessment of your system's bird protection status and production performance. We serve Temecula, Murrieta, Menifee, and surrounding Riverside County communities.
Frequently Asked Questions
How much does solar panel bird proofing cost in California?
Will pigeons nesting under my solar panels void my warranty?
Does homeowner's insurance cover bird or squirrel damage to solar panels?
What is the best critter guard for solar panels?
Can squirrels really damage solar panels?
Are pigeons a big problem for solar panels in Temecula specifically?
Can I install solar panel critter guard myself?
How do I know if birds or squirrels have already damaged my solar panels?
Related Solar Guides for California Homeowners
Solar Monitoring Systems California
What your monitoring app actually shows and when to call a technician.
Solar Panel Cleaning Guide Temecula 2026
How often to clean, what soiling costs you in production, and DIY vs. professional.
Solar Warranties Explained California
What manufacturer and workmanship warranties actually cover and what they exclude.